Fractional CFO Krystal Coetzee Fractional CFO Krystal Coetzee

Cash Flow Management for Growing Businesses: A Practical Guide

A business can generate strong revenue and still run out of cash. Cash flow management is one of the most critical financial disciplines a growing business can develop, and poor cash flow is the number one reason businesses fail. One Mode Consulting breaks down the most common cash flow challenges, practical solutions, and how a fractional CFO approach transforms reactive cash management into proactive financial confidence.

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Accounting Krystal Coetzee Accounting Krystal Coetzee

Employee vs Independent Contractor: What Every Business Owner Needs to Know

Worker classification is one of the most consequential financial and legal decisions a growing business makes. Getting it wrong, even unintentionally, can result in significant back taxes, penalties, and legal liability. One Mode Consulting breaks down the key differences between employees and independent contractors, explains the IRS three-part test, and covers what California business owners need to know about AB5.

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